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Dharapat

Dharapat

CIB analysis that defends every decision

Dharapat is Intelligent Machines’ AI-powered CIB analysis platform that’s redefining how banks assess creditworthiness. It automates the extraction and interpretation of complex CIB reports cutting hours of manual work down to minutes while ensuring accuracy and compliance. Already trusted by institutions like Prime Bank and IDLC Finance, Dharapat empowers banks to make faster, data-driven lending decisions, strengthen risk management, and accelerate digital transformation. As the industry prepares for Bangladesh Bank’s upcoming AI policy, solutions like Dharapat are setting the benchmark for secure, explainable, and scalable AI in banking.

Core Features
AI-powered CIB analysis that extracts, structures, and interprets complex credit data automatically.
Reduces manual analysis time from hours to minutes with automated processing.
Bank-grade security with OWASP, ISD, and Bangladesh Bank compliance plus LDAP authentication.
Cloud-native and scalable—containerized with Docker + AWS ECR for seamless deployment.
The Problem

Credit analysis lived in spreadsheets; decisions were unverifiable; compliance was a nightmare; reconciliation took weeks.

Our Solution

Reduces manual analysis time from hours to minutes while making every credit decision traceable and defensible.